> ## Documentation Index
> Fetch the complete documentation index at: https://docs.openfinance.to/llms.txt
> Use this file to discover all available pages before exploring further.

# Settings

> Configure fiscal year, timezone, AI model, and bank accounts.

# Settings

The Settings page lets you configure OpenFinance to match your financial setup. Navigate to **Settings** from the sidebar.

## Fiscal Year

Configure when your fiscal year ends. This affects date range filters and reporting periods throughout the app.

| Setting                   | Default       | Description                                |
| ------------------------- | ------------- | ------------------------------------------ |
| **Fiscal Year End Month** | December (12) | The month your fiscal year ends            |
| **Fiscal Year End Day**   | 31            | The day of the month your fiscal year ends |

Common configurations:

* **Calendar year**: December 31 (default)
* **Canadian corporate**: March 31, June 30, or September 30
* **US government fiscal year**: September 30

## Timezone

OpenFinance supports separate timezone settings for your bank and your display:

| Setting           | Default           | Description                                         |
| ----------------- | ----------------- | --------------------------------------------------- |
| **Bank Timezone** | America/Vancouver | Timezone used to interpret dates on bank statements |
| **User Timezone** | America/Vancouver | Timezone used for displaying dates in the UI        |

Setting the correct bank timezone ensures that transaction dates are interpreted accurately from your bank statements.

## AI Configuration

### AI Model

Select which AI model to use for the financial advisor chat. The default is `openai/gpt-4o-mini`, but Cerebras (`openrouter/cerebras/auto`) is recommended for fast responses. The model identifier follows the `provider/model-name` format and any model available on OpenRouter can be used.

### AI Context

Provide free-text context about your financial situation. This context is included in every AI chat conversation to help the advisor give more relevant answers.

Examples of useful context:

* Your business type and industry
* How many clients or income sources you have
* Which bank accounts are personal vs. business
* Any specific financial goals or concerns

## Bank Accounts

The Bank Accounts section lists all accounts that have been detected from uploaded bank statements. For each account, you can configure:

| Field              | Description                                        |
| ------------------ | -------------------------------------------------- |
| **Nickname**       | A friendly name (e.g., "Business Checking")        |
| **Account Number** | The bank account number (detected from statements) |
| **Bank Name**      | The name of the bank (detected from statements)    |
| **Currency**       | CAD or USD                                         |
| **Account Type**   | Chequing, Savings, Credit Card, or other           |
| **Ownership Type** | Personal or Business                               |

Bank accounts are created automatically when you upload a statement from a new account. You can edit the details here to add nicknames and correct any misdetected information.